Independent guide — not the official Railcard website and not connected to National Rail, the Rail Delivery Group or train companies. Buy railcards from the official railcard site.

16-25 Railcard GuideThe 16-25 Railcard, explained · unofficial — home

The independent 16-25 Railcard guide

A third off train fares if you’re 16 to 25

Who can get a 16-25 Railcard (mature students too), what it costs, what it takes off, the catches — and whether it’ll pay for itself on your trips. Plain English, with sources.

Will it pay for itself? Who can get one

Checked 17 October 2026 against the official railcard site and terms. We don’t sell railcards — buy from the official site.

Illustration: a cartoon train on a curving track, with a big paper ticket beside it 16–25

Is it for you?

Three quick ways in, depending on who you are.

Aged 16 to 25

You don’t need to be a student — it’s about your age.

  • Buy or renew a 1-year card up to the day before your 26th birthday
  • Buy a 3-year card before your 24th birthday
  • At 16 or 17? Compare it with the 16-17 Saver

Who can get one

Mature students

Aged 26 or over and in full-time education? You can still get one.

  • More than 15 hours a week, at least 20 weeks a year
  • Open University, distance and part-time courses don’t count
  • 1-year card only, endorsed by your college or university

The mature student rules

Parents

Buying one for your teenager or student? You can — online.

  • Choose “The Railcard is for someone else” when you buy
  • Only the named holder can use it
  • See if it’ll pay for itself with our calculator

Is it worth it?

Calculator

Will a railcard pay for itself on your trips?

Pop in how many tickets you buy a year and what one usually costs. We take a third off, subtract the price of the card (£35 for 1 year or £80 for 3 years), and tell you how many trips it takes to break even. We don’t save your figures.

Quick check

Quick answers

All questions
Who can get a 16-25 Railcard?

Anyone aged 16 to 25 — you don’t have to be a student. Mature students aged 26 or over can get one too, if they’re in full-time education (more than 15 hours a week, for at least 20 weeks a year).

More: Who can get a 16-25 Railcard?

How much does a 16-25 Railcard cost?

£35 for one year or £80 for three years. Digital and plastic cards cost the same.

More: How much is a 16-25 Railcard? 1-year or 3-year

Should I get the 3-year card?

If you’re under 24 and will keep using trains, £80 is £25 less than three 1-year cards, according to the official site. It’s sold online only, mature students can’t have it, and railcards can’t be refunded — so if you’re not sure, the 1-year card is safer.

More: How much is a 16-25 Railcard? 1-year or 3-year

I’m 25. Is it still worth buying one?

Buy a 1-year card before your 26th birthday and you can use it for the full year, even after you turn 26. After that, look at the 26-30 Railcard — or, if you’re a full-time student, renew as a mature student.

More: Who can get a 16-25 Railcard?

Where do I buy one?

From the official 16-25 Railcard site, or at a staffed station ticket office (1-year card only). Retailers such as Trainline sell it too (digital only). You can’t buy it in the Railcard app.

More: How to buy a 16-25 Railcard — digital or plastic?

Digital or plastic — which is better?

They cost the same and give the same discount. Digital usually arrives straight away; plastic is posted (allow up to 10 days). You can’t switch between them until you renew.

More: How to buy a 16-25 Railcard — digital or plastic?

Before you buy

Three things people miss

  • Weekday mornings: before 10am, Monday to Friday, there’s a £12 minimum fare — not for Advance tickets, public holidays or July and August. The morning rule
  • No refunds: railcards can’t be refunded once issued. 1-year or 3-year?
  • Carry it: without your railcard (or with a flat phone) you can be charged the full fare. Forgotten cards

Buy from the official 16-25 Railcard site

Independent guide — not the official Railcard website and not connected to National Rail, the Rail Delivery Group or train companies. Buy railcards from the official railcard site.